NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year

NFL | Nashville, TN

What a Tennessee Titans contract really pays

Real 2026 take-home numbers for Tennessee Titans players, from the NFL minimum up. Federal tax, Tennessee tax, the jock tax, and the agent, all in.

At a glance

Home games taxed by
No state wage tax
Top rate there
0%
Rank for take-home
8 of 32
NFL agent cap
3%
Road duty days (est.)
11%
Taxing places visited
24

Take-home by salary

SalaryTaxesFeesKeeps
$885,000min$312,432$60,400$512,168 (58%)
$3,000,000$1,157,653$145,000$1,697,347 (57%)
$10,000,000$3,955,192$425,000$5,619,808 (56%)
$30,000,000$11,948,601$1,225,000$16,826,399 (56%)

Single, living in Tennessee, max agent fee, 1% advisor fee, and $25K a year for a CPA and lawyer. Estimates for education.

Statement of earnings

$10M with the Tennessee Titans

One season. Lives in Tennessee. Single.

Keeps 56%
Gross pay$10,000,000
TaxFederal income tax($3,650,000)

Top federal rate is 37% on taxable income over $640,600.

TaxMedicare($233,200)

1.45% on every dollar, plus 0.9% on pay over $200,000. No cap.

TaxSocial Security($11,439)

6.2% on the first $184,500 only.

TaxJock tax (road games)($60,553)

About 11% of your duty days are on the road. Road states and cities with an income tax each take a cut. Estimated across 24 taxing places your league visits.

FeeAgent (3%)($300,000)

Taken from the gross, before taxes. For team salary it is not deductible on your federal return.

FeeManagers and advisors (1%)($100,000)

Business manager, financial advisor, and similar percentage fees.

FeeCPA and lawyer($25,000)

Multi-state returns, contract review, estate documents.

What you actually keep

$5,619,808

You keep

56%

Tennessee Titans pay questions

Do Tennessee Titans players pay state income tax?+

No. Tennessee has no state income tax on wages, so home games are state-tax free. Players still pay federal tax, and they pay other states (and some cities) on road games through the jock tax.

How much does a NFL minimum salary player on the Tennessee Titans take home?+

On the NFL minimum of $885,000, a single player living in Tennessee keeps about $512,168 after taxes and a 3% agent fee, or about 58%.

How does the Tennessee Titans rank for take-home pay?+

At $10,000,000 a season, the Tennessee Titans rank 8 of 32 NFL teams for what a player keeps, assuming he or she lives in the team's state. The top team on that list is the Dallas Cowboys.

KeepMyCheck is not affiliated with the Tennessee Titans, the NFL, or its players association. Team names only describe where games are played.