NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year

The fine print, in plain English

Disclaimer

KeepMyCheck is a free education site. The calculators give estimates based on published 2026 federal and state tax rules, league collective bargaining rules, and the inputs you choose. They are built to show the size of each cost so you can ask better questions. They are not a tax return.

Real athlete taxes depend on things a web calculator cannot see: your exact duty-day schedule, which road games you traveled for, playoff games, bonuses and when they were paid, deferred money, investment income, where you were legally domiciled, credits between states, and the choices your CPA makes. The real number can be higher or lower than ours.

Nothing here is tax, legal, or investment advice, and using the site does not create any professional relationship. Before you sign a contract, hire an agent, invest, form a business, or start a foundation, talk to a licensed CPA, an attorney licensed in your state, and a fee-only fiduciary financial advisor.

We are not affiliated with the NFL, NBA, WNBA, MLB, NHL, MLS, the NCAA, any school, team, or players association. Team and league names are used only to describe where games are played. No agent, advisor, or company pays us to recommend them.

We work hard to keep every number accurate and dated. If you spot something wrong, tell us and we will fix it.