NFL agent cap 3%NBA agent cap 4%MLB agent fee (no union cap) usually 4 to 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year

For athletic departments and high school programs

Teach your athletes to keep what they earn

Your athletes are signing NIL deals and school contracts at 18, with no taxes taken out and new people around them. KeepMyCheck gives them the real numbers in plain English, and gives your staff an easy way to teach it.

The problem

The first contract comes before the first money lesson

  • Nobody takes taxes out of NIL money, and many schools pay revenue share the same way.
  • School contracts can carry exit fees. Cincinnati sued a quarterback for $1 million after he transferred.
  • NIL agents are mostly unregulated and often take 10% to 20%.
  • The athletes who keep the most are the ones who learned it before the money arrived.
A college athlete and her parents reading an NIL deal at the kitchen table

For your program

What we can build with you

01

Team money session

A 45-minute session for your athletes, in person or by video, built on real numbers: what NIL money really pays, how school contracts work, what agents cost, and how to spot a bad advisor. No selling, no products.

02

Parent night kit

Slides and a one-page handout for families: the rules for protecting an athlete's money, what to set aside for taxes, and the questions to ask any agent. Ready for your next parent meeting.

03

Your program's page

A KeepMyCheck page with your school's name that puts the right tools for your sport and state in one link your staff can share in the team group chat.

04

Your roster's numbers

What typical deals really pay in your state, worked out for your sport, so your life skills and NIL staff can give athletes a real number instead of a guess.

How we work with schools

Your athletes come first

  • The tools stay free for athletes and families. Always.
  • We never collect, share, or sell your athletes' information. Saved offers stay on the athlete's own phone.
  • We are not paid by agents or financial advisors, and we never refer athletes to one for a fee.
  • Education only. We teach the rules and the math; athletes decide with their families and licensed pros.