NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year

NFL | Indianapolis, IN

What a Indianapolis Colts contract really pays

Real 2026 take-home numbers for Indianapolis Colts players, from the NFL minimum up. Federal tax, Indiana tax, the jock tax, and the agent, all in.

At a glance

Home games taxed by
Indiana
Top rate there
2.95%
Rank for take-home
10 of 32
NFL agent cap
3%
Road duty days (est.)
11%
Taxing places visited
18

Take-home by salary

SalaryTaxesFeesKeeps
$885,000min$334,768$60,400$489,832 (55%)
$3,000,000$1,233,343$145,000$1,621,657 (54%)
$10,000,000$4,207,466$425,000$5,367,534 (54%)
$30,000,000$12,705,401$1,225,000$16,069,599 (54%)

Single, living in Indiana, max agent fee, 1% advisor fee, and $25K a year for a CPA and lawyer. Estimates for education.

Statement of earnings

$10M with the Indianapolis Colts

One season. Lives in Indiana. Single.

Keeps 54%
Gross pay$10,000,000
TaxFederal income tax($3,650,000)

Top federal rate is 37% on taxable income over $640,600.

TaxMedicare($233,200)

1.45% on every dollar, plus 0.9% on pay over $200,000. No cap.

TaxSocial Security($11,439)

6.2% on the first $184,500 only.

TaxIndiana state tax (where you live)($262,524)

Your home state taxes all of your pay, minus a credit for tax you paid other states.

TaxJock tax (road games)($50,303)

About 11% of your duty days are on the road. Road states and cities with an income tax each take a cut. Estimated across 18 taxing places your league visits.

FeeAgent (3%)($300,000)

Taken from the gross, before taxes. For team salary it is not deductible on your federal return.

FeeManagers and advisors (1%)($100,000)

Business manager, financial advisor, and similar percentage fees.

FeeCPA and lawyer($25,000)

Multi-state returns, contract review, estate documents.

What you actually keep

$5,367,534

You keep

54%

Indianapolis Colts pay questions

Do Indianapolis Colts players pay state income tax?+

Yes. Indiana taxes the pay earned on duty days in the state, even for players who live somewhere else. The top rate is 2.95%.

How much does a NFL minimum salary player on the Indianapolis Colts take home?+

On the NFL minimum of $885,000, a single player living in Indiana keeps about $489,832 after taxes and a 3% agent fee, or about 55%.

How does the Indianapolis Colts rank for take-home pay?+

At $10,000,000 a season, the Indianapolis Colts rank 10 of 32 NFL teams for what a player keeps, assuming he or she lives in the team's state. The top team on that list is the Dallas Cowboys.

KeepMyCheck is not affiliated with the Indianapolis Colts, the NFL, or its players association. Team names only describe where games are played.