NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year

MLS | Toronto, ON

What a Toronto FC contract really pays

Real 2026 take-home numbers for Toronto FC players, from the MLS minimum up. Federal tax, Canadian tax, the jock tax, and the agent, all in.

At a glance

Home games taxed by
Canada (Ontario)
Top rate there
53.5%
Rank for take-home
30 of 30
MLS agent cap
No union cap
Road duty days (est.)
15%
Taxing places visited
22

Take-home by salary

SalaryTaxesFeesKeeps
$113,400min$63,725$13,670$36,005 (32%)
$300,000$166,256$23,000$110,744 (37%)
$1,000,000$545,526$58,000$396,474 (40%)
$5,000,000$2,722,404$258,000$2,019,596 (40%)

Single, living in Florida, max agent fee, 1% advisor fee, and $8K a year for a CPA and lawyer. Estimates for education.

Statement of earnings

$1M with the Toronto FC

One season. Lives in Florida. Single.

Keeps 40%
Gross pay$1,000,000
TaxFederal income tax($44,690)

Top federal rate is 37% on taxable income over $640,600. Reduced by a credit for tax paid to Canada.

TaxMedicare($21,700)

1.45% on every dollar, plus 0.9% on pay over $200,000. No cap.

TaxSocial Security($11,439)

6.2% on the first $184,500 only.

TaxCanada (Ontario) on home games($455,005)

Canada taxes pay earned on Canadian duty days. The US gives a credit, but Canadian rates run higher, so the extra is a real cost.

TaxJock tax (road games)($12,693)

About 15% of your duty days are on the road. Road states and cities with an income tax each take a cut. Estimated across 22 taxing places your league visits.

FeeAgent (4%)($40,000)

Taken from the gross, before taxes. For team salary it is not deductible on your federal return.

FeeManagers and advisors (1%)($10,000)

Business manager, financial advisor, and similar percentage fees.

FeeCPA and lawyer($8,000)

Multi-state returns, contract review, estate documents.

What you actually keep

$396,474

You keep

40%

Toronto FC pay questions

Do Toronto FC players pay state income tax?+

The Toronto FC play in Toronto, Ontario, Canada. Canada taxes pay earned on Canadian duty days at combined federal and provincial rates up to about 53.5%. US players get a US foreign tax credit, but Canadian rates run higher than US rates, so the difference is a real cost. Players also pay US states on road games.

How much does a MLS minimum salary player on the Toronto FC take home?+

On the MLS minimum of $113,400, a single player living in Florida keeps about $36,005 after taxes and a 4% agent fee, or about 32%.

How does the Toronto FC rank for take-home pay?+

At $1,000,000 a season, the Toronto FC rank 30 of 30 MLS teams for what a player keeps, assuming he or she lives in the team's state. The top team on that list is the Austin FC.

KeepMyCheck is not affiliated with the Toronto FC, the MLS, or its players association. Team names only describe where games are played.