NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year
2026 NFL draft

26

Keylan RutledgeG

Houston Texans. 4-year deal worth $19,276,448.

Signing bonus

$10,479,236

Guaranteed

$19,276,448

Year one, paid

$11,364,236

Year one, kept

$6,586,475

KeepMyCheckPrivate

$19.3M deal. What he keeps.

$11,223,107

Keylan Rutledge2026

Whole contract, after taxes and the agent: 58% of the headline.

Where the money goes

Every 2026 NFL rookie earns the same $885,000 base salary in year one, paid in 18 weekly game checks. After taxes that is about $30,334 a week, during the season only. The real money for a pick like this is the $10,479,236 signing bonus, which lands as one lump sum.

Bonus checks are withheld at a flat 22% federal on the first $1 million and 37% above that, plus Medicare and state tax. Many states tax a signing bonus only where the player lives, which is why where a rookie lives the day it is paid can matter.

These figures assume he lives in Texas, files single, and pays a standard agent fee. Change any of that in the calculator to see your own version.

Quick answers

How much is Keylan Rutledge's rookie contract?+

Keylan Rutledge, pick 26 in the 2026 NFL draft, signed a 4-year contract worth $19,276,448 with the Houston Texans, including a $10,479,236 signing bonus.

How much does Keylan Rutledge take home after taxes?+

About $6,586,475 of the $11,364,236 paid in the first year, and about $11,223,107 of the full $19,276,448 contract, living in Texas and paying a standard agent fee. Estimates for education.

Contract figures from Spotrac, Over The Cap, and Hoops Rumors (2026). Take-home is a KeepMyCheck estimate using 2026 tax rules. Not affiliated with the player, team, or league. Education only.