NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year
2026 NFL draft

23

Malachi LawrenceED

Dallas Cowboys. 4-year deal worth $20,220,416.

Signing bonus

$11,165,756

Guaranteed

$20,220,416

Year one, paid

$12,050,756

Year one, kept

$6,982,250

KeepMyCheckPrivate

$20.2M deal. What he keeps.

$11,765,725

Malachi Lawrence2026

Whole contract, after taxes and the agent: 58% of the headline.

Where the money goes

Every 2026 NFL rookie earns the same $885,000 base salary in year one, paid in 18 weekly game checks. After taxes that is about $30,334 a week, during the season only. The real money for a pick like this is the $11,165,756 signing bonus, which lands as one lump sum.

Bonus checks are withheld at a flat 22% federal on the first $1 million and 37% above that, plus Medicare and state tax. Many states tax a signing bonus only where the player lives, which is why where a rookie lives the day it is paid can matter.

These figures assume he lives in Texas, files single, and pays a standard agent fee. Change any of that in the calculator to see your own version.

Quick answers

How much is Malachi Lawrence's rookie contract?+

Malachi Lawrence, pick 23 in the 2026 NFL draft, signed a 4-year contract worth $20,220,416 with the Dallas Cowboys, including a $11,165,756 signing bonus.

How much does Malachi Lawrence take home after taxes?+

About $6,982,250 of the $12,050,756 paid in the first year, and about $11,765,725 of the full $20,220,416 contract, living in Texas and paying a standard agent fee. Estimates for education.

Contract figures from Spotrac, Over The Cap, and Hoops Rumors (2026). Take-home is a KeepMyCheck estimate using 2026 tax rules. Not affiliated with the player, team, or league. Education only.