131
Genesis SmithS
Los Angeles Chargers. 4-year deal worth $5,407,688.
Signing bonus
$1,027,688
Guaranteed
$1,027,688
Year one, paid
$1,912,688
Year one, kept
$917,962
Whole contract, after taxes and the agent: 49% of the headline.
Where the money goes
Every 2026 NFL rookie earns the same $885,000 base salary in year one, paid in 18 weekly game checks. After taxes that is about $25,613 a week, during the season only. The real money for a pick like this is the $1,027,688 signing bonus, which lands as one lump sum.
Bonus checks are withheld at a flat 22% federal on the first $1 million and 37% above that, plus Medicare and state tax. Many states tax a signing bonus only where the player lives, which is why where a rookie lives the day it is paid can matter.
These figures assume he lives in California, files single, and pays a standard agent fee. Change any of that in the calculator to see your own version.
Quick answers
How much is Genesis Smith's rookie contract?+
Genesis Smith, pick 131 in the 2026 NFL draft, signed a 4-year contract worth $5,407,688 with the Los Angeles Chargers, including a $1,027,688 signing bonus.
How much does Genesis Smith take home after taxes?+
About $917,962 of the $1,912,688 paid in the first year, and about $2,676,646 of the full $5,407,688 contract, living in California and paying a standard agent fee. Estimates for education.
Contract figures from Spotrac, Over The Cap, and Hoops Rumors (2026). Take-home is a KeepMyCheck estimate using 2026 tax rules. Not affiliated with the player, team, or league. Education only.