NFL agent cap 3%NBA agent cap 4%MLB agent cap 5%Top federal rate 2026 37%Bonus withholding over $1M 37%Texas state tax on wages 0%Florida state tax on wages 0%California top rate 13.3%NBA escrow 10% of each check held backNIL money 1099 income, add 15.3% self-employment taxAgent fees for team salary not deductible on your federal returnNFL players file taxes in about 10 to 14 states a year
All answers

Do you pay US taxes when you play basketball overseas?

The short answer

Yes, you still file a US return, because the US taxes citizens on income from anywhere. In high-tax countries like China and most of Europe, the foreign tax credit usually cancels the US federal tax. The bigger risk is your home state: on a $1 million net contract in China, a Texas resident keeps about $900,000 after a 10% agent, but a player who is still a California resident owes California about $191,766.

Numbers from the KeepMyCheck calculator using 2026 tax rules. Estimates, not tax advice.

  • Net contracts: most deals in Europe and Asia are net, meaning the club pays your local tax. For US taxes, that tax counts as extra income, and you claim it as a credit.
  • The foreign earned income exclusion ($132,900 in 2026) needs 330 full days outside the US in 12 months. A season abroad plus a summer at home usually fails, so most players use the foreign tax credit.
  • No US Social Security on pay from a foreign club, but no Social Security credits either.
  • FBAR: report foreign accounts if they total more than $10,000 at any time.
  • Puerto Rico is different: it is a US territory, so the exclusion does not apply.
Run your overseas numbers

Related questions

Do I pay state taxes while playing overseas?
If you are still a legal resident of a state with income tax, often yes, and most states do not credit foreign tax. Some states, like California and Virginia, are hard to leave on paper.